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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

When Can I Use Short-Term Disability?

When Can I Use Short-Term Disability?

May is Disability Insurance Awareness Month, a time for underscoring the importance of understanding the various types of disability insurance and how they can provide financial protection against the costs and burdens of sustaining a disability. Short-term disability insurance is a type of insurance policy that offers coverage for specific life events, providing income replacement when you’re unable to work due to illness, injury, or...

What is Renters' Insurance and Why Do I Need It?

What is Renters' Insurance and Why Do I Need It?

If you’re getting ready to rent an apartment, you’ve probably got a long list of things to do before you move. You’ll want to add “get renters' insurance” to your to-do list along with ensuring you've packed everything you need and signed all the right paperwork. Yes, your landlord has an insurance policy, but it most likely won’t cover your belongings in case of a...

Car Maintenance You May Be Overlooking

Car Maintenance You May Be Overlooking

When it comes to our cars, it’s obvious when some things need our attention. Cracking rubber and a streaky windshield in the rain indicate when wiper blades must be replaced. Spotting worn tread or a flat tire when we check our wheels—which we should do every time we drive—is noticeable enough. Anyone who’s owned a car should know that 3,000 miles is the standard interval for...

8 Tips For Growing Your Business

8 Tips For Growing Your Business

Small business in America is thriving. According to the United States Census Bureau, almost half a million business applications were filed in January of 2024 alone. With the spirit of entrepreneurship flourishing, business owners want to stay as far ahead of the pack as possible, which means growth. So, how do you grow your business sustainably? Is there truly a “secret sauce” that makes a...

Navigating Large Loss in a Small Business

Navigating Large Loss in a Small Business

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...