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Archives: 2020

I Have Life Insurance Through Work. Isn’t That Enough?

I Have Life Insurance Through Work. Isn’t That Enough?

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. Let’s say you make $50,000 per year. A benefit of $100,000 can make...

Common Questions & Answers About Business Insurance

Common Questions & Answers About Business Insurance

Any business, large or small, needs a business insurance package. These packages are a combination of various types of coverage, designed to protect a business owner’s investment when the unexpected happens. Here, we provide answers to some commonly asked questions about business insurance. Why Is It So Important To Have Business Insurance? Owning a business brings opportunities, but it also comes with certain risks. Business...

Is There Collector’s Insurance For Vehicles Other Than Cars?

Is There Collector’s Insurance For Vehicles Other Than Cars?

Classic car owners know the value of collector car insurance. But what if your vintage vehicle is other than a car? Collector’s insurance is also available for owners of antique motorcycles, boats, and RVs. Collector’s Motorcycle Insurance Classic motorcycles are a passion for many collectors. You may want to consider collector motorcycle insurance if you own vintage or antique bike such as a: Triumph Bonneville...

Do You Have The Right Coverage For Your Roof?

Do You Have The Right Coverage For Your Roof?

Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000. While you can save up over months or years to...

Do I Need To Offer My Employees Dental & Vision Plans?

Do I Need To Offer My Employees Dental & Vision Plans?

Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must provide health insurance or pay a hefty penalty to the IRS. Smaller companies that are not required to provide health insurance to their employees can benefit from the Small Employer Health Care Tax Credit under ACA, provided they pay at least half of their employees’ health insurance premiums. But what about...